What Is a Property Certificate Pack?
What a property certificate pack includes, when you need one, and how to get the certificates your buyer's solicitor will request.
What you need to know
A property certificate pack is the collection of certificates, compliance documents, and guarantees that your buyer's solicitor will expect to see during conveyancing. Having your certificates gathered and organised before you list can cut weeks off the sale timeline and prevent enquiries that cause delays or even cause the sale to fall through.
- A property certificate pack typically includes your EPC, gas safety certificate, electrical report, FENSA certificates, building regulations certificates, planning permissions, and any guarantees or warranties.
- The only certificate legally required before marketing is the Energy Performance Certificate. All other certificates are strongly recommended and routinely requested by buyers’ solicitors.
- Missing certificates are one of the most common causes of conveyancing delays. Gathering them before you list saves significant time.
- Replacement certificates cost between £10 and £500 depending on the type, and most can be obtained within one to four weeks.
- Pine helps you assemble your certificate pack alongside your legal forms so your solicitor receives everything in one go.
Pine handles the legal prep so you don't have to.
Check your sale readinessWhen you sell a property in England or Wales, your buyer's solicitor will ask for a range of certificates and compliance documents as part of the conveyancing process. These documents prove that work done to the property was carried out safely, that the necessary approvals were obtained, and that relevant guarantees are in place.
Together, these documents are often referred to as a property certificate pack. While there is no official, standardised pack defined by law, the term is widely used by solicitors, estate agents, and conveyancers to describe the bundle of certificates a seller is expected to provide.
This guide explains what goes into a property certificate pack, which certificates are legally required and which are simply expected, how to gather them, what to do if any are missing, and how having everything ready before you list can speed up your sale considerably.
What is a property certificate pack?
A property certificate pack is the collection of documents that demonstrate your property meets current safety, energy, and building standards. Your solicitor will include these certificates alongside the draft contract, your completed TA6 Property Information Form, and title documents when sending the contract pack to the buyer's solicitor.
The specific certificates required depend on your property and the work that has been done to it over the years. A Victorian terrace with replacement windows and a loft conversion will need different certificates from a new-build flat with an NHBC warranty. However, there is a core set of documents that most buyers' solicitors will ask for.
Section 4 of the TA6 form (Alterations, Planning, and Building Control) and Section 5 (Guarantees and Warranties) specifically ask you to list work that has been done and provide the corresponding certificates. If you cannot provide them, the buyer's solicitor will raise additional enquiries — and every round of enquiries adds days or weeks to the timeline.
What certificates are typically included?
The table below lists the most common certificates that form part of a property certificate pack, along with when each one is needed and where you can get it.
| Certificate | What it covers | When it is needed | Where to get it |
|---|---|---|---|
| Energy Performance Certificate (EPC) | Energy efficiency rating of the property (A to G) | Before marketing — legally required | GOV.UK EPC register or a qualified energy assessor |
| Gas safety certificate (CP12) | Confirms gas appliances and pipework are safe | Legally required for landlords; strongly recommended for owner-occupiers | A Gas Safe registered engineer |
| Electrical Installation Condition Report (EICR) | Assesses the safety of the fixed wiring and electrical installation | Legally required for landlords; recommended for owner-occupiers | A qualified electrician registered with NICEIC, NAPIT, or ELECSA |
| FENSA certificate | Confirms replacement windows or doors comply with building regulations | Required if windows or doors were replaced after April 2002 | FENSA register or the original installer |
| Building regulations completion certificate | Confirms building work was inspected and meets building regulations | Required for extensions, loft conversions, structural alterations, rewiring, re-plumbing, and other notifiable work | Your local authority's building control department |
| Planning permission approval | Confirms work had the necessary planning consent | Required for extensions, new builds, and changes of use that do not fall under permitted development | Your local authority planning department or the Planning Portal |
| Guarantees and warranties | Cover work such as damp-proofing, roofing, timber treatment, underpinning, and new-build warranties (e.g. NHBC) | Expected whenever the relevant work has been carried out | Your records or the contractor who carried out the work |
| Insurance-backed guarantees | Provide cover if the original contractor ceases trading before the guarantee expires | Expected for work covered by contractor guarantees | The guarantee provider (e.g. Insurance Backed Guarantees Ltd, GGFi, or the relevant trade body) |
For a broader look at every document you need when selling, see our guide on documents needed to sell a house.
Which certificates are legally required vs recommended?
One of the most common questions sellers ask is which certificates they must have and which are simply nice to have. The answer depends on whether you are an owner-occupier or a landlord, and on the type of work that has been done to the property.
| Certificate | Legal requirement? | Notes |
|---|---|---|
| Energy Performance Certificate (EPC) | Yes — must be in place before marketing | Required under the Energy Performance of Buildings (England and Wales) Regulations 2012. Valid for 10 years. A fine of up to £5,000 can be imposed for marketing without one. |
| Gas safety certificate | Yes for landlords; no for owner-occupiers | Required annually for landlords under the Gas Safety (Installation and Use) Regulations 1998. Not legally required for owner-occupier sales, but buyers' solicitors and mortgage lenders routinely request it. |
| Electrical Installation Condition Report | Yes for landlords (since 2020); no for owner-occupiers | Required for all new tenancies in England under the Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020. Not mandatory for owner-occupier sales, but increasingly requested. |
| FENSA certificate | Conditional — required for post-April 2002 window replacements | If replacement windows or doors were installed after 1 April 2002, compliance with Part L of the Building Regulations must be demonstrated via a FENSA certificate or a local authority building regulations completion certificate. |
| Building regulations completion certificate | Conditional — required for notifiable building work | Any work that falls under the Building Regulations 2010 (as amended) should have a completion certificate. Without one, the work is technically non-compliant. |
| Planning permission | Conditional — required for work outside permitted development | Work carried out without the necessary planning permission is an enforcement risk. If more than four years have passed, you may be able to apply for a certificate of lawfulness. |
| Guarantees and warranties | No — but strongly expected | Not legally required, but buyers and lenders expect transferable guarantees for significant work. Missing guarantees may lead the buyer's solicitor to request indemnity insurance. |
For a deeper look at the EPC specifically, see our EPC certificate explained guide.
How to gather your property certificates
The best time to start gathering your certificates is before you list your property. Here is a step-by-step approach:
- Check your own files first. Many sellers already have the certificates they need in a drawer, folder, or email inbox. Start by searching for any paperwork from previous building work, window installations, boiler servicing, or electrical inspections.
- Check online registers. Your EPC can be found on the GOV.UK EPC register. FENSA certificates can be verified at fensa.org.uk. CERTASS registrations (an alternative to FENSA for windows) can be checked at certass.co.uk.
- Contact your local authority. Your local council's building control department holds records of all building regulations applications and completion certificates. They can usually provide copies for a small fee (typically £10 to £50). Planning permission records are also available through the local authority or the Planning Portal.
- Contact contractors. If work was carried out by a specific company — damp-proofing, roofing, timber treatment, or underpinning — contact them for copies of guarantees. Many companies retain records and can reissue certificates.
- Order new inspections where needed. If you do not have a gas safety certificate or electrical report and want to provide one, book an inspection with a Gas Safe registered engineer or a qualified electrician. For more detail on gas certificates, see our guide on gas safety certificates when selling.
- Compile everything in one place. Create a physical or digital folder containing all your certificates. When your solicitor asks for them, you can hand over the complete set immediately.
What to do if certificates are missing
Missing certificates are one of the most common causes of conveyancing delays. When the buyer's solicitor reviews your TA6 form and sees that work has been done without a corresponding certificate, they will raise an enquiry — and the clock stops until it is resolved.
Here are the main options for dealing with missing certificates:
- Obtain a replacement or copy. As described above, contact the local authority, the FENSA register, or the original contractor. This is always the preferred route.
- Apply for retrospective building regulations approval. If building work was never signed off by building control, you can apply for a "regularisation certificate" under Regulation 18 of the Building Regulations 2010. This involves a building control officer inspecting the work (as far as reasonably practicable) and issuing a certificate if it meets the required standards. Costs vary by local authority but typically range from £150 to £500 or more for larger projects. For a detailed walkthrough, see our guide on what to do without a building regulations certificate.
- Obtain a lawful development certificate. If work was done without planning permission but falls under permitted development rights, or if more than four years have passed (ten years for changes of use), you can apply to your local authority for a certificate of lawfulness. The application fee for a householder is £103 (as of 2024 — check the Planning Portal for current fees).
- Take out indemnity insurance. If a certificate cannot be obtained — for example, if the local authority has no record of the work and inspection is not feasible — your solicitor can arrange an indemnity insurance policy. This protects the buyer (and their lender) against the financial risk of the local authority taking enforcement action in the future. Indemnity policies are typically a one-off payment of £20 to £100 and last indefinitely.
The key point is that there is almost always a solution. The problem is not that certificates are missing — it is that sellers wait until mid-transaction to discover they are missing. By then, every week spent resolving the issue is a week your buyer is waiting.
How much do replacement certificates cost?
The cost of obtaining replacement or new certificates varies depending on the type. The table below gives typical UK costs as of 2025:
| Certificate | Typical cost | Turnaround time |
|---|---|---|
| EPC (new assessment) | £60 – £120 | 1 – 5 working days |
| Gas safety certificate (new inspection) | £60 – £90 | Same day to 1 week |
| Electrical Installation Condition Report (new) | £150 – £300 | 1 – 2 weeks |
| FENSA certificate (replacement copy) | Approximately £30 | 1 – 2 weeks |
| Building regulations completion certificate (copy from local authority) | £10 – £50 | 2 – 4 weeks |
| Retrospective building regulations regularisation | £150 – £500+ | 4 – 12 weeks |
| Lawful development certificate | £103 (householder application fee) | 8 weeks (statutory target) |
| Indemnity insurance policy | £20 – £100 (one-off) | Same day to 3 working days |
These costs are modest compared to the financial risk of a delayed or collapsed sale. A property transaction that falls through can cost sellers thousands of pounds in wasted legal fees, survey costs, and the ongoing expense of mortgage payments on a property they are trying to leave.
For more on electrical certificates specifically, see our guide on electrical certificates when selling.
How having certificates ready speeds up the sale
The average residential property sale in England and Wales takes between 12 and 16 weeks from offer acceptance to completion (HM Land Registry and various industry surveys). A significant portion of that time is spent on the back-and-forth between solicitors — raising enquiries, waiting for responses, and chasing missing documents.
When you have your certificate pack ready from the start, several things happen:
- Your solicitor can send a complete contract pack immediately. Instead of drip-feeding documents over several weeks, your solicitor sends everything at once. The buyer's solicitor can begin their review straight away.
- Fewer enquiries are raised. Many of the additional enquiries that slow down sales relate to missing certificates. If every certificate is already included, there is nothing to chase.
- Mortgage lenders are satisfied faster. Lenders often have specific requirements around gas safety, electrical safety, and building regulations compliance. Providing certificates upfront means the lender's conditions are met without delay.
- Buyer confidence increases. A well-prepared seller signals to the buyer that the transaction is being handled professionally. This reduces the risk of the buyer getting nervous and pulling out during a prolonged conveyancing period.
According to research by the Home Buying and Selling Group (a cross-industry body that includes the Law Society, RICS, and the Conveyancing Association), upfront preparation — including gathering certificates before listing — can reduce the time from offer to completion by four to eight weeks.
Our guide on property searches explained covers the buyer's side of due diligence and how seller preparation complements it.
Certificates and the TA6 form
Your property certificates are closely tied to the TA6 form. When you fill in Section 4 (Alterations, Planning, and Building Control), you need to list all work that has been done to the property and confirm whether you have the corresponding certificates. Section 5 (Guarantees and Warranties) asks about any guarantees in place.
If you declare on the TA6 that an extension was built but cannot provide a building regulations completion certificate, the buyer's solicitor will raise an enquiry. This is one of the most frequent causes of delay in residential conveyancing. The best approach is to gather your certificates before you fill in the TA6, so you can attach them as supporting documents and avoid follow-up questions entirely.
Pine helps you complete the TA6 with plain-English guidance and prompts you to upload supporting certificates as you go. This means your solicitor receives a complete, ready-to-send pack rather than a half-finished form with gaps.
Common certificate problems and how to solve them
Here are the most frequent certificate issues sellers encounter and practical solutions for each:
- Expired EPC. EPCs are valid for 10 years. If yours has expired, you need to commission a new assessment before marketing. An energy assessor will visit your property and produce a new certificate, usually within a few days.
- No FENSA certificate for replacement windows. Check the FENSA register first — the certificate may be on file even if you do not have a copy. If the installation was not registered with FENSA (or an equivalent scheme such as CERTASS), you will need either a building regulations completion certificate from the local authority or indemnity insurance.
- Building work done by a previous owner with no paperwork. This is extremely common, particularly with older properties. State on the TA6 that the work was carried out by a previous owner, contact the local authority for any records, and discuss indemnity insurance with your solicitor if no certificate can be found.
- Contractor who did the work has gone out of business. If the original contractor no longer exists, check whether the guarantee was insurance-backed. Insurance-backed guarantees remain valid even if the contractor ceases trading. Contact the insurance provider directly for a replacement copy.
- Electrical work without a Part P certificate. Notifiable electrical work (such as a new circuit, a consumer unit replacement, or work in a bathroom or kitchen) carried out after 1 January 2005 should have a Part P building regulations compliance certificate. If it does not, your options are retrospective building control approval or indemnity insurance.
Assembling your certificate pack with Pine
Most sellers do not think about certificates until their solicitor asks for them — typically weeks after accepting an offer. By that point, every missing document becomes an urgent problem that stalls the transaction.
Pine takes a different approach. By guiding you through your TA6 and TA10 forms before you list, Pine identifies which certificates you need and prompts you to upload them as part of the preparation process. The result is a solicitor-ready pack that includes your completed forms, supporting certificates, and any other documents your solicitor will need to send the contract pack to the buyer's solicitor on day one.
If you are planning to sell, start early. Gathering your certificates, completing your legal forms, and getting everything organised before a buyer arrives is the single most effective way to reduce conveyancing delays and keep your sale on track.
More certificates and compliance guides
- Asbestos Management Survey Explained
- Buildings Insurance During a House Sale
- Carbon Monoxide Alarm Regulations When Selling
- Cavity Wall Insulation Guarantee
- Chancel Repair Liability Insurance Explained
- Selling After a Conservatory: Do You Need Building Regs?
- Damp Proof Course Guarantee: What Sellers Need
- Energy Assessor Qualifications: Who Can Issue an EPC?
- Fire Safety Certificates for Houses
- Legionella Risk Assessment When Selling
- Mining Report Certificate: When You Need One
- Oil Tank Certificate When Selling
- Party Wall Award When Selling Your Property
- PAT Testing When Selling a House
- Radon Certificate When Selling Your Property
- Roof Guarantee When Selling Your Property
- Section 106 Agreement: What Sellers Need to Know
- Septic Tank Compliance Certificate
- Underpinning Certificate Explained
- Water Regulations Certificate: When Sellers Need One
- Woodworm Treatment Certificate When Selling
Sources
- Energy Performance of Buildings (England and Wales) Regulations 2012 — legislation.gov.uk
- Gas Safety (Installation and Use) Regulations 1998 — legislation.gov.uk
- Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 — legislation.gov.uk
- Building Regulations 2010 (as amended), Regulation 18 (Regularisation) — legislation.gov.uk
- GOV.UK — Find an energy certificate: gov.uk/find-energy-certificate
- GOV.UK — Planning permission: gov.uk/planning-permission-england-wales
- FENSA — Fenestration Self-Assessment Scheme: fensa.org.uk
- Gas Safe Register: gassaferegister.co.uk
- Planning Portal: planningportal.co.uk
- Home Buying and Selling Group — recommendations on upfront information and material information in property transactions
- Law Society Conveyancing Protocol, 5th edition — lawsociety.org.uk
Frequently asked questions
What is a property certificate pack?
A property certificate pack is a collection of documents and certificates that prove your property is safe, compliant, and legally in order. It typically includes your Energy Performance Certificate, gas safety certificate, electrical installation condition report, FENSA certificates for replacement windows, building regulations completion certificates, planning permission approvals, guarantees and warranties, and any relevant insurance-backed certificates. Your buyer's solicitor will request these documents as part of the conveyancing process.
Is it a legal requirement to provide a property certificate pack when selling?
There is no single law that requires you to hand over a formal "certificate pack" as a named document. However, individual certificates within it are legally required at different stages. An Energy Performance Certificate must be available before you market the property, and a gas safety certificate is a legal requirement if you are selling a rental property. Beyond legal requirements, the buyer's solicitor will raise enquiries about missing certificates, so having them ready prevents delays.
Which certificates are legally required when selling a house in the UK?
The only certificate that is strictly required by law before you can market a residential property in England and Wales is the Energy Performance Certificate. If you are selling a tenanted property, a valid gas safety certificate is also mandatory under the Gas Safety (Installation and Use) Regulations 1998. All other certificates, while not legally compulsory for owner-occupier sales, are strongly expected by buyers' solicitors and mortgage lenders. Not having them can delay or even derail a sale.
What happens if I cannot find my building regulations certificate?
If you cannot find your building regulations completion certificate, you have several options. You can contact your local authority's building control department, as they keep records of all certificates issued and can usually provide a copy for a small fee. If the work was never signed off, you may need to apply for retrospective regularisation, which typically costs between 150 and 500 pounds depending on the scale of the work. Alternatively, your solicitor can arrange indemnity insurance to cover the risk, which usually costs between 20 and 100 pounds for a one-off policy.
How much does it cost to get replacement certificates?
Replacement costs vary by certificate type. A duplicate EPC costs around 60 to 120 pounds for a new assessment if your original has expired. A gas safety certificate costs 60 to 90 pounds for a new inspection. An electrical installation condition report runs from 150 to 300 pounds depending on the size of the property. FENSA certificate replacements are available from the FENSA register for approximately 30 pounds. Building regulations completion certificate copies from your local authority typically cost 10 to 50 pounds, though retrospective regularisation if work was never signed off can cost 150 to 500 pounds or more.
Do I need a gas safety certificate to sell my own home?
If you are an owner-occupier selling your home, a gas safety certificate is not a strict legal requirement. The Gas Safety (Installation and Use) Regulations 1998 require landlords to have an annual gas safety check, but this obligation does not apply to homeowners selling their own property. However, the buyer's solicitor will almost certainly ask for evidence that gas appliances are safe. Providing a recent gas safety certificate reassures buyers and lenders, removes a potential source of enquiries, and can help your sale proceed more smoothly.
Do I need an electrical certificate to sell my house?
There is no legal requirement for owner-occupiers to provide an electrical installation condition report when selling a house in England and Wales. However, the buyer's solicitor or mortgage lender may request one, particularly if the property has older wiring or if the consumer unit does not have a modern RCD trip switch. Having a recent electrical certificate shows the wiring is safe and can prevent additional enquiries that delay the transaction. If a full rewire or significant electrical work has been done, you should already have a Part P building regulations certificate or an electrical installation certificate from the contractor.
What is a FENSA certificate and do I need one?
A FENSA certificate confirms that replacement windows or doors were installed by a FENSA-registered installer and comply with current building regulations for thermal performance and safety. If windows or doors were replaced after April 2002, you need either a FENSA certificate or a building regulations completion certificate from your local authority to prove compliance. If you cannot find your certificate, you can request a replacement from the FENSA register at fensa.org.uk for approximately 30 pounds. Without proof of compliance, the buyer's solicitor will likely require indemnity insurance.
Can I sell my house without planning permission certificates?
You can still sell your house if you are missing planning permission certificates, but it may cause complications. If work was done under permitted development rights, you can apply to your local authority for a lawful development certificate, which confirms the work did not require planning permission. This typically costs 103 pounds for a householder application. If work was done without the necessary planning permission and more than four years have passed since completion (ten years for changes of use), you may be able to obtain a certificate of lawfulness. Your solicitor can advise on the best approach and may suggest indemnity insurance as an alternative.
How far in advance should I start gathering my property certificates?
You should start gathering your property certificates as soon as you decide to sell, ideally several weeks before you list the property. Some certificates, such as an EPC, must be in place before marketing begins. Others, like a gas safety certificate or electrical report, may take a week or two to arrange if you need a new inspection. Tracking down missing building regulations certificates from your local authority can take two to four weeks. Starting early means your solicitor can include everything in the contract pack from day one, avoiding the delays that occur when certificates have to be chased mid-transaction.
Related guides
View allLegal Forms
- →Seller Property Information Questionnaire: What to Expect
- →What Is a TA6 Form? Property Information Form Explained
- →How to Fill In the TA10 Fittings and Contents Form
- →TA7 Leasehold Information Form Explained
- →What Do I Legally Have to Disclose When Selling My House?
- →How to Answer TA6 Section 7: Environmental Matters
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